Muktinath Bikas Bank Limited (MNBBL) is taking a major step toward redefining customer-focused banking in Nepal with the launch of two advanced savings products — Muktinath Sarvotkrishta Bachat Khata and Muktinath Ashirwad Bachat Khata (GOLD). Both accounts are designed to meet the diverse financial goals of modern customers, offering a perfect balance of returns, convenience, and premium privileges.
These premium savings products reflect the bank’s vision to create a banking experience that works for every saver — from young professionals to high-net-worth individuals. The initiative highlights Muktinath Bank’s strategy of combining competitive interest rates with high-value free services, ensuring that customers receive more than just a place to save — they gain a complete financial advantage.
Sarvotkrishta Bachat Khata: Premium Value for Everyday Savers
The Muktinath Sarvotkrishta Bachat Khata is tailored for individuals seeking a rich banking experience with manageable entry requirements.
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Interest Rate: Around 3.50% per annum, paid monthly, allowing faster compounding and better liquidity.
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Minimum Balance: NPR 10,000.
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Free Services: Cheque Book, Any Branch Banking Service, VISA Debit Card, Internet and Mobile Banking (first year free).
This account represents an ideal blend of accessibility and premium features, empowering customers to enjoy the benefits of digital banking without high maintenance costs.
Ashirwad Bachat Khata (GOLD): Luxury and Growth Combined
The Muktinath Ashirwad Bachat Khata (GOLD) is crafted for professionals, entrepreneurs, and high-value clients seeking superior returns and exclusive comfort.
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Interest Rate: Approximately 4.00% per annum, paid quarterly.
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Minimum Balance: NPR 50,000.
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Exclusive Benefits: Free Locker Facility with zero deposit, Cheque Book, Any Branch Banking, and free Internet & Mobile Banking for the first year.
The locker facility with zero deposit stands out as a signature privilege, offering high-security storage without extra cost — a feature highly valued by affluent customers.
Driving Financial Empowerment through Innovation
By offering two distinct yet complementary premium savings products, Muktinath Bikas Bank ensures that both moderate and high-value savers can access tailored financial solutions. The Sarvotkrishta Khata focuses on flexibility and frequent interest returns, while the Ashirwad (GOLD) Khata emphasizes exclusivity and higher yield.
Through this dual offering, Muktinath Bank underscores its role as a modern, innovative, and customer-centric financial institution committed to making premium banking accessible, digital, and rewarding for all segments of society.
