Kamana Sewa Development Bank Posts 22% Profit Growth in Second Quarter

Kamana Sewa Development Bank Limited has recorded strong financial performance in the second quarter of the current fiscal year 2025/26 (2082/83), with its net profit increasing by 22.34 percent to NPR 394.5 million.

According to the bank’s unaudited financial statement for the period from mid-July to mid-January, the bank had earned a net profit of NPR 322.4 million during the same period of the previous fiscal year.

The bank also reported improvement in net interest income during the first six months of the fiscal year. Net interest income rose by 11.18 percent year-on-year to NPR 1.2114 billion, compared to NPR 1.0895 billion in the corresponding period last year.

Operating profit witnessed notable growth as well, increasing by 20.91 percent to NPR 567.2 million during the review period. In the previous year, operating profit stood at NPR 469.1 million.

As of mid-January, the bank’s distributable profit reached NPR 295.7 million. Earnings per share (EPS) improved from NPR 18.37 to NPR 20.43. During the review period, the bank’s price-to-earnings (P/E) ratio stood at 22.17 times, while net worth per share was recorded at NPR 158.07.

The bank’s paid-up capital stands at NPR 3.8619 billion. Retained earnings amounted to NPR 295.7 million, while reserves reached NPR 1.9468 billion.

By mid-January, Kamana Sewa Development Bank had mobilized deposits worth NPR 63.6243 billion and extended loans totaling NPR 52.1082 billion. The steady improvement across key financial indicators reflects the bank’s strengthening financial position.