Kathmandu: Prabhu Bank Limited offers an International Travel Visa Card designed to simplify payments for Nepali travelers visiting destinations abroad. The prepaid card enables users to make point-of-sale purchases, complete secure online transactions, and withdraw cash from international ATMs.
The card features an EMV-compliant chip-based system and operates globally at merchant locations and ATMs that accept Visa cards, excluding Nepal, India, and Bhutan. It is designed to provide convenient access to foreign currency payments and international financial transactions.
Global Acceptance and Security Features
Prabhu Bank’s International Travel Visa Card can be used at international Visa-enabled point-of-sale terminals and ATMs. Cardholders can purchase goods and services abroad, make 3D Secure online payments, and withdraw cash using applicable real-time exchange rates.
The card incorporates EMV chip technology to help protect users against unauthorized physical card cloning. It also features a Green PIN facility, which supports secure card activation and PIN management.
For international e-commerce transactions, the card integrates 3D Secure technology to provide an additional layer of online payment security.
The card remains valid for four years from the month of issuance.
Card Issuance Fees and Service Charges
Prabhu Bank has specified the following fees and service charges for its International Travel Visa Card:
| Service | Fee |
|---|---|
| Initial card issuance | NPR 1,000 |
| Card replacement | NPR 1,000 |
| Foreign ATM balance inquiry | USD 1 per attempt |
| Foreign ATM cash withdrawal | USD 5 per transaction |
| First-time card loading | NPR 0 |
| Subsequent top-up | NPR 250 per load |
| Annual fee | NPR 0 |
| Renewal fee | NPR 0 |
| E-commerce activation | NPR 0 |
| PIN regeneration | NPR 100 |
The first card loading is free of charge, while each subsequent loading transaction incurs a fee of NPR 250. The bank does not charge annual or renewal fees for the card.
Foreign Currency Spending and Transaction Limits
The International Travel Visa Card comes with specified foreign currency transaction limits for ATM withdrawals, point-of-sale purchases, and e-commerce payments.
The maximum single ATM cash withdrawal limit is USD 1,000. Cardholders can make point-of-sale purchases of up to USD 1,500 per day, while the daily e-commerce transaction limit is USD 1,000.
The combined daily transaction limit for point-of-sale purchases, e-commerce payments, and ATM cash withdrawals is USD 2,500.
The card allows a maximum of 30 transactions per day. The maximum monthly transaction count for foreign spending is 200, while e-commerce transactions are limited to 100 per month.
The maximum aggregate annual transaction limit is USD 5,000. All transaction limits are subject to periodic regulatory updates and directives issued by Nepal Rastra Bank.
Eligibility Criteria and Required Documents
Individuals interested in obtaining the International Travel Visa Card must maintain an active personal bank account with Prabhu Bank Limited.
Applicants are required to submit the following documents:
- A copy of a valid original passport.
- Confirmed visa documentation for the intended destination country.
- A confirmed departure travel ticket corresponding to the destination stated in the visa.
- One recent passport-sized photograph.
Applicants must meet the bank’s specified requirements and provide the necessary documentation to obtain the card.
Customer Support and Contact Information
Customers seeking to apply for the International Travel Visa Card or obtain further information can contact the Prabhu Bank Card Center at the bank’s head office in Babarmahal, Kathmandu.
The bank has provided the following contact details for customer assistance:
- Location: Prabhu Bank Head Office, Babarmahal, Kathmandu
- Email: [email protected]
- Direct phone: +977 1 5719014
- Mobile contact: 9851114742
- Toll-free helpline: 1660-010-7777
Simplifying International Payments for Travelers
Prabhu Bank’s International Travel Visa Card provides a prepaid foreign currency payment option for eligible outbound travelers. With international Visa acceptance, EMV chip security, secure online payment technology, ATM access, and defined transaction limits, the card is designed to support convenient financial transactions during overseas travel.
The combination of digital payment facilities, international card acceptance, and clearly specified service charges provides travelers with an alternative to carrying cash for their overseas expenses.
